When Transport for NSW first introduced the ability to pay for your transit fare using your credit card or phone’s contactless payment functionality, the feature was rather limited. Initially, it was only available for light rail and ferries, and you wouldn’t receive any of the rewards that you normally would when using your Opal. Now, much of this has changed. As Transport for NSW has officially partnered with CommBank, passengers paying for their train, light rail, Sydney Metro or ferry fare using contactless payment will receive the same benefits as if they used an Opal card. This includes off-peak pricing, the transfer discount applied when changing between modes of transport, the half price fares after travelling eight times in a week, and the caps applied to daily, weekly and Sunday trips. NSW commuters can now use Samsung Pay on Opal terminals while locked Although the partnership is with CommBank, this is simply due to the company's key role in Australian contactless
